OUR MISSION Our mission is to be indispensable in helping our clients achieve financial peace of mind through uncompromising integrity, trust and personalized service. WHO WE ARE Langer Wealth Management, LLC was established in 1990 to satisfy the needs of clients for a practical, academic approach to investment management. We are Certified Financial Planners (CFP), and registered with the Securities and Exchange Commission as Registered Investment Advi­sors.  We specialize in helping you make the right decisions so that you can achieve your financial goals now, and throughout retirement.  Our clients’ number one goal is to become, and/or remain financially independent. Unlike most financial advisory firms, Langer Wealth Management is a FEE-ONLY firm.  This means that our financial advice is not tied to or influenced by sales commissions.  Therefore, no conflict of interest exists and we can remain completely objective and unbiased in the advice we give our clients.  Our only source of compensation is the fees paid to us by our clients and all our fees are fully disclosed.  Our aim is simple – to become your advisor and to help your needs, goals and objectives become a financial reality. WHAT WE BELIEVE Our investment goal is not to beat a particular index – it’s to meet or exceed each client’s required or targeted rate of return. We aim to get you the returns you need to meet your financial goals over the long term. Investors should not engage in market timing. The most important investment decision you must make is the appropriate balance among the major categories of investments (cash, bonds, stocks). Most investment vehicles and financial services are too expensive. It is the cost of trying to "beat the market" that causes most investors to fail to achieve market returns. Past performance is of no value in selecting superior performing mutual funds or money managers in the future. Low cost, no-load, "index" mutual funds are the most efficient way to harness market returns. Broad diversification among and within investment categories can increase returns as well as reduce risk. Our job is to help you determine the best way to achieve your financial goals. For some, it may be maximizing return. For others, it may be reducing risk. Developing a plan and then adhering to a long-term disciplined strategy is the most reliable way to achieve long-term goals. WHY THIS IS IMPORTANT TO YOU  Virtually all people, regardless of their wealth, have a great deal of anxiety about their finances. Why? Failure to develop a plan Failure to have a financial "quarterback" Failure to achieve acceptable rates of return Failure to stay committed to a disciplined investment strategy Failure to control costs   When you hire Langer Wealth Management, you hire a firm with broad credentials and experience that believes in developing a long-term disci plined strategy. We act as a financial coach to help you stay on track, much like athletes need a coach to help them establish and achieve goals.